Carreh Visas · Long stay · Portugal
Live in Portugal on passive income.
The D7 is Portugal’s residency visa for people who live on income they do not earn from a Portuguese job: pensions, rentals, dividends, royalties or savings. It is the classic route for retirees and the financially independent, and a real path to permanent residency and citizenship.
What it is
Residency for the financially independent.
The D7, often called the passive income or retirement visa, lets people from outside the EU, the EEA and Switzerland move to Portugal because they can support themselves from recurring income rather than a local salary. You apply at the Portuguese consulate where you live, arrive on the visa, then turn it into a residence permit with AIMA in Portugal.
It is one of the most accessible routes to Europe: no large investment, your family can join you, and your time counts toward permanent residency and citizenship. Portugal wants to see genuinely stable income, so the way you document it is what decides most files. That is where our work goes.
- Live and travel in EuropeReside in Portugal and travel across the Schengen area without a visa.
- Bring your familyA spouse or partner and dependent children can join through family reunification.
- HealthcareAccess to Portugal’s public health service once you are a resident.
- A path to citizenshipTemporary residency renews into permanent residency, then eligibility for citizenship.
What you will need
The file, item by item.
| Household | A month | A year |
|---|---|---|
| Main applicant | EUR 920 | EUR 11,040 |
| Spouse or partner (plus 50%) | EUR 460 | EUR 5,520 |
| Each child (plus 30%) | EUR 276 | EUR 3,312 |
Besides the income, the consulate asks for:
- Passive or stable income: pensions, rent, dividends, royalties or interest. Portuguese salary does not count for the D7.
- Savings of about twelve months of the minimum income in a Portuguese bank account (about EUR 11,040 for one applicant).
- A Portuguese tax number (NIF) and bank account. We arrange both as part of your case.
- A passport valid well beyond your stay.
- Proof of accommodation in Portugal: a lease or a property.
- A clean criminal record certificate from your country of residence.
- Health insurance covering you in Portugal until you join the public system.
- Evidence of each source of income: pension statements, leases, dividend records.
Figures as published for 2026. Rules change; your specialist confirms everything against the rules in force before you pay.
How we handle it
Carreh AI checks as you go. A specialist handles the rest.
- Eligibility reviewTell us your nationality, income and household. A specialist confirms whether the D7 fits or whether the D8 or the Golden Visa suits you better, before you pay anything.
- Tax number and bank accountWe arrange your NIF and open the Portuguese account you need to hold your savings and show funds.
- Your fileCarreh AI reads each document as you send it; your specialist then builds and reviews the full file so it tells one clear, consistent story.
- Consulate applicationYou apply at the Portuguese consulate where you live. We book the appointment and prepare you for it.
- Residence permit in PortugalYou arrive on the D7 visa and attend your AIMA appointment for the residence permit. We coordinate the booking and the paperwork.
Your first permit lasts two years and is then renewed. After five years of legal residence you can apply for permanent residency, and in time, with a basic Portuguese language qualification, for citizenship and an EU passport, under the conditions in force when you apply.
Questions
Good to know.
Who is the D7 for?
People from outside the EU, the EEA and Switzerland who can support themselves in Portugal from stable, largely passive income such as pensions, rent, dividends or savings.
Can I work in Portugal on a D7?
The D7 is built on income you already have. If you earn mainly from remote work for clients or employers abroad, the D8 is usually the better route; we tell you which fits.
Can my family come with me?
Yes. A spouse or partner and dependent children can be included, and the income you must show rises with each family member.
Who decides on my application?
The Portuguese consulate and then AIMA, the immigration authority. Carreh prepares your file and guides you through each step, but cannot promise or influence a decision.
What does Carreh charge?
A fixed service fee, quoted in writing after a specialist has reviewed your case and before you pay anything. Government, consulate and other official fees are separate. Our fee is not refundable once paid, whatever the decision; see our terms and refund policy.
Tell us about your case.
A specialist replies within one working day with what applies to you and a fixed quote.